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Tips on how to stop those annoying unsolicited mortgage offers.

As tax season approaches, Iowa State Bank is reminding customers to be vigilant about protecting their personal information and refunds from fraud. Tax-related identity theft and scams are on the rise, and criminals are becoming increasingly sophisticated in their efforts to steal personal data and money.  Tax season is a time when many people...

Despite a steep decline in the use of written checks — 82% over the last 30 years, according to the Federal Reserve — check fraud has become increasingly popular among criminals, resulting in billions in losses per year — more than twice what it was five years ago. While Iowa State Bank implements many measures to help spot check...

Seven Steps for Building a Strong Financial Foundation at an Early Age: Creating a solid financial plan is crucial to achieving one’s financial goals. It’s advantageous to start planning early to increase the likelihood of reaching those accomplishments. The choices young people make today will lay the foundation for the wealth and security...

Tax season is stressful. As W-2s and tax returns containing consumers’ personal information circulate over the internet and through the mail, cyber-criminals ramp up their efforts to commit fraud. Consumers should be on high alert and take every step they can to protect their personal and financial information. Here are six tips to help you avoid...

Getting your first credit card can be an exciting moment. It's a significant financial milestone that represents financial independence and responsibility. If not used carefully, however, they can also lead to financial pitfalls. To help you make the most of your first credit card experience, here are the dos and don’ts you should follow...

Peer-to-peer Payment Scams & Fraud - Ten tips to protect yourself. Many P2P apps allow you to send money with just a single click or swipe. That speed gives online thieves chances to take advantage of users who aren’t paying attention. In the past, many asked to be paid using gift cards. These days, they’re using many of the same tricks—but...

Weddings can be beautiful, fun … and costly. So whether you’re planning on spending a few hundred dollars for a simple ceremony or tens of thousands for something elaborate, it’s important to plan ahead, set a spending goal, then cut back if expenses get out of control. After popping the big question, the next step will involve...

There are so many benefits to getting your home loan from a local community bank. But if you want to save money on your mortgage you will want to shop for your loan. As consumers, we do our research and compare prices, quality, etc. on most purchases we make daily, so why would it be any different for one of the biggest expenses we have as a consumer? You...

Mortgage Fees, Mortgage Loans at Iowa State Bank

Spring is finally here and summer is just around the corner, making this an ideal time to start thinking about summer vacation plans. Finding a vacation you can afford as well as enjoy can be tricky but, with a little planning, it’s possible to not break your budget on your summer holiday. Stressing about finances is the last thing you want...