Make Purchases. Earn Rewards!
You need to buy things every day. You also need to build up your credit to help with buying a home or a new car. We have a solution that helps with both: a personal Visa® credit card.
Save more with less. Earn high rates, even on low balances. Kasasa Saver is here to help you save, no matter how low your balance starts. That’s the point of saving. You shouldn't have to have big money to save big money.
Make more of your rewards. Turn your ATM fee refunds from Kasasa Cash or Cash Back into sky-scraping savings. It’s more than cash recouped. It’s cash rewarded. We pay your ATM fees straight back to your free Kasasa Saver account — letting you set aside a little extra without the effort.
Plus, with the use of the Iowa State Bank credit card you will earn bonus points that you can redeem for gifts, travel, and more. The ScoreCard Rewards program is among the best in the industry.

There are several benefits to using a personal credit card:
More suitable for smaller expenses and easier to get than a line of credit.
They can be used if you don't currently have money on hand.
Using a credit card responsibly can help boost your credit history.
You can earn rewards for yourself.
Credit cards offer greater convenience over cash or checks.
Statements help you track your purchases.
Plus, we make using your credit card as convenient as possible!
- You make all your payments directly with us! You can even use our drive-ups or night drop boxes to make card payments.
- You can also pay bills and manage your account online at MyCardStatement.com
- In addition to 24-hour customer service from VISA® (800-423-7503), you can also get the personal service you're used to at any of our offices!
- Now supporting Mobile Wallet!

Experience the ultimate spending control and
peace of mind that comes with SecurLock Equip
for your credit cards.
How to get started with your personal credit card
Simply download, print and fill out our application PDF, and then bring it to your nearest Iowa State Bank office.
Personal Credit Card Application (PDF)
Mobile Banking
Never be separated from your money again! Mobile Banking gives you the power to manage your money wherever life takes you.
Learn MoreOnline Banking
Set yourself up for financial success with Online Banking! You get 24/7 access to manage your ISB accounts when it's convenient for you.
Get Started