Skip to Content
Close Icon

Kasasa Cash Back

FREE Checking That Pays You Cash Back

Kasasa Cash Back puts your hard-earned money right where you want it — back in your pocket. Earn cash back on debit card purchases — what you buy is up to you. No pointless points to redeem or minimum balance requirements to earn cash back. It’s free checking that doesn’t just pay. It pays you back. We’ll even refund your ATM fees, nationwide. So you can wield your debit card across the country, worry-free.

hand holding credit card
  • Free checking that pays you back
  • No category restrictions on purchases
  • Earn up to $5.50 cash back per month
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Link to Kasasa Saver® to build savings automatically
  • No monthly service charge
  • No minimum balance requirements
  • Enjoy unlimited check writing (client purchases checks)
  • Free debit card
  • Free online banking with bill pay
  • Free mobile banking
  • Free eStatements
  • Free telephone banking
  • $1.00 minimum deposit to open

Get 2.75% Cash Back

on everyday debit card purchases*


Meet simple qualifications to earn cash back and take back your ATM fees. Better yet, qualifications even save you time. Just do easy things to qualify, like:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 Direct Deposit or Automatic Payment post and settle
  • Be enrolled and and review eStatements

Simple as that! And don’t worry if you don’t meet your qualifications during the cycle — your Kasasa Cash Back account is still free. Plus, you can get right back to earning your cash rewards the very next month!

For more clarification, please see our  Qualifications Calendar

KasasaSaver

Combine your Kasasa checking account with a Kasasa Saver to maximize your money and the awesome perks of these accounts.
Start Saving

Minimum to open is $1.00. When monthly qualifications are met, you receive 2.75% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $5.50 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count toward qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Member FDIC. Kasasa, Kasasa Cash, and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Banner Image

Our web address has changed to iowastate.bank

Welcome to our new .BANK domain! We made the move from .NET to .BANK for an even more secure banking experience. The .BANK domain is exclusive only to banks, providing an enhanced level of security.

Learn More Don't show again
You are now leaving Iowa State Bank
Continue